Investing is great when the market is bullish and trading up. It seems like just about every investment your make is going to pan out in the end. However, nothing puts a damper on this like a falling market, and while you know you need to invest your money in order to grow your portfolio and improve your retirement fund, it can be a bit offsetting to know where to put your money and how to protect yourself as well. With the help of Richard Cayne Thailand though, it is possible to know how to invest your money, even in a jittery market.
Three Pockets
In a jittery market, you do not want to dump all of your money into stocks or other volatile investments, especially as you grow older (due to you having less time to make up for the lost income). With the three pocket approach, as Richard Cayne Meyer points out, utilizes a savings pocket, investing pocket and a trading pocket. With a market that you are not sure about, you need to protect your money while still investing carefully. This approach is the best way to go about doing this. The savings pocket is money you can't afford to lose and that you can access in the event of an emergency. The investing pocket is money that is going to allow you diversify your money safely and is left alone for an extended period of time. The third pocket of money is the trading pocket, which is money you can actually afford to take higher levels of risk in order to grow the portfolio in a dramatic fashion. It is necessary to set aside the saving and investing money first, before moving towards the trading pocket.
Save Investment Options
You need to know what safe investment options you have out there in order to protect your family. As Richard Cayne Thailand suggests, investing in precious metals and other materials may be a safe way to diversify. Gold, copper, silver and other material all usually hold their values and increase along with inflation. A large number of investors diversify their money into gold during times of volatility, as uncorrelated investments to the equity markets frequently rise when the market drops.
Richard Cayne Thailand also indicates the need to look towards foreign markets. Just because one market is doing poorly does not mean all markets move in the same direction. It is possible to invest in various markets the same way, doing so can prove extremely beneficial and also help diversify one’s portfolio as well. Richard Cayne Meyer points out the need to have money work for you, regardless of the current financial situation. If you are unsure of what to invest in but believe the market might come around in the next six months or so, you can invest in a short term CD or money market, allowing you to park your money by the time the market comes back around. This is a common practice Richard Cayne Meyer points out as being extremely beneficial.
Richard Cayne Meyer born in Montreal, Quebec Canada resides in Bangkok Thailand and runs the Meyer Group of Companies www.meyerjapan.com. Prior to which he was residing in Tokyo Japan for over 15 years and is currently CEO of Asia Wealth Group Holdings Ltd a London, UK Stock Exchange listed Financial Holdings Company. Richard Cayne has been involved in the wealth management space in Tokyo Japan and has assisted many High Net worth Japanese families create innovative international tax and wealth management planning solutions. http://www.isdx.com/Asia Wealth Group .
Three Pockets
In a jittery market, you do not want to dump all of your money into stocks or other volatile investments, especially as you grow older (due to you having less time to make up for the lost income). With the three pocket approach, as Richard Cayne Meyer points out, utilizes a savings pocket, investing pocket and a trading pocket. With a market that you are not sure about, you need to protect your money while still investing carefully. This approach is the best way to go about doing this. The savings pocket is money you can't afford to lose and that you can access in the event of an emergency. The investing pocket is money that is going to allow you diversify your money safely and is left alone for an extended period of time. The third pocket of money is the trading pocket, which is money you can actually afford to take higher levels of risk in order to grow the portfolio in a dramatic fashion. It is necessary to set aside the saving and investing money first, before moving towards the trading pocket.
Save Investment Options
You need to know what safe investment options you have out there in order to protect your family. As Richard Cayne Thailand suggests, investing in precious metals and other materials may be a safe way to diversify. Gold, copper, silver and other material all usually hold their values and increase along with inflation. A large number of investors diversify their money into gold during times of volatility, as uncorrelated investments to the equity markets frequently rise when the market drops.
Richard Cayne Thailand also indicates the need to look towards foreign markets. Just because one market is doing poorly does not mean all markets move in the same direction. It is possible to invest in various markets the same way, doing so can prove extremely beneficial and also help diversify one’s portfolio as well. Richard Cayne Meyer points out the need to have money work for you, regardless of the current financial situation. If you are unsure of what to invest in but believe the market might come around in the next six months or so, you can invest in a short term CD or money market, allowing you to park your money by the time the market comes back around. This is a common practice Richard Cayne Meyer points out as being extremely beneficial.
Richard Cayne Meyer born in Montreal, Quebec Canada resides in Bangkok Thailand and runs the Meyer Group of Companies www.meyerjapan.com. Prior to which he was residing in Tokyo Japan for over 15 years and is currently CEO of Asia Wealth Group Holdings Ltd a London, UK Stock Exchange listed Financial Holdings Company. Richard Cayne has been involved in the wealth management space in Tokyo Japan and has assisted many High Net worth Japanese families create innovative international tax and wealth management planning solutions. http://www.isdx.com/Asia Wealth Group .